Policy Language and Endorsements — The Complete Guide: 2 documents usually decide the claim—policy language and endorsements. Policy language decides what…
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How Do Retroactive Dates Affect Claims-Made Liability Coverage?: A retroactive date sets how far back a claims-made policy will cover prior acts, and it…
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A liability insurance endorsement changes the policy form by adding, deleting, or rewriting specific terms in the coverage grant, exclusion, definition…
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A professional services exclusion in general liability insurance removes claims tied to advice, design, or specialized expertise, even when the policy…
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A self-insured retention, or SIR, is the amount the policyholder must pay on a liability claim before the insurer starts paying. In What Is a SIR in…
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Occurrence vs. Claims-Made Liability Insurance: Which Policy Form Fits Your Business?: For many buyers, occurrence is the simpler form because it keeps…
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What Is a Per-Project Aggregate on Contractor Liability Insurance?: A per-project aggregate on contractor liability insurance is the part of a contractor…
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An incident report is the first written record that tells a carrier what happened, when it happened, who saw it, and what was done next. This guide on How…
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What Is an Aggregate Limit on Business Liability Insurance?: An aggregate limit on business liability insurance is the most an insurer will pay for all…
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What Is an Additional Limit Endorsement on Liability Insurance?: What Is an Additional Limit Endorsement on Liability Insurance ? It is a policy…